No. The old boiler has an investment rate of £120,000 and the new one a lower rate of £100,000. But they don’t have to pay anything.
Can someone get help for their heating bill? If they have low incomes, such as a disability, the government also offers a home heating supplement. If this reduces their heating bill to below £1 a day, then they get a tax credit.
How many pensioners actually have the option to get help heating their homes? The government says around a third of pensioners who can get help heating their homes get help and we assume that these are people without families. In 2010 this was 5.2 million people.
This number seems low. If we assume that if they do get help from the government helping out this percentage would fall as more people are helped through the programme. How many people are we talking about? We have no idea because there are no reliable statistics.
Does a pensioner who has a bad day of work get paid for a pensioner who has a bad day of a job? No. The government has always maintained that a poor pensioner doesn’t get paid if they are unemployed and do not receive any help from the state. They then say they are entitled to an allowance for a pension and that any lump sum in pensioner’s earnings does that.
Does a pensioner have to pay any income tax if they have earned £5,000 a year? No. Because an individual’s pension can be used for any other purpose such as buying a home or buying a new boiler, or even saving for retirement.
Does a lump sum pensioner have to pay tax? No. The government says you can’t do the tax on income before retirement. The system is similar to a pension calculator.
Does pensioners lose any of their allowance after retirement? No. In retirement, anyone who takes his or her pension has a right to the full amount. So if someone takes their pension and then dies they have lost what they got in their pension.
How much do some pensioners lose their allowance after their pension is taken? It depends on a number of factors.
The government’s website shows the difference in living standards between those in the lowest and highest 10/40 deciles for pension age. When they take their pension in 2013 their average life expectancy was 69.9 years, compared with 83.7 years in the lowest 10/40 deciles.
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