Yes. The health insurance company that provides your health insurance should cover the costs of this health coach. Insurance company guidelines vary. As of July 1, 2018, an insurance company must allow an individual with a preexisting condition to have health insurance while providing medical assistance to that individual.
How do I find out whether the health insurance provider that I am using is using the health insurance plan that I am covered by?
You can check how your health insurance provider is using your health insurance plan by using HealthInsurancePros. Your health insurance company will keep track of some of your basic health information; including name, Social Security number, date of birth and income. Other information may include your health status; race, color, religion, sex, marital status, domestic partner status and disability in the past 6 months.
What kinds of questions should I ask to get all the information I need?
If you are planning to have a health insurance plan, you should contact your health insurance company to ask about the following:
the policies you are eligible to buy;
any health benefits to be offered if you are an individual, with or without dependents; and
any health plans in which you are enrolled and how much your health insurance premiums will cover.
To help you decide what information you need and what questions to ask, HealthInsurancePros provides a guide for getting all the information you need about insurance. The guide includes information on how to check for new policies.
What if I still have questions at the end of the process?
In the event you remain unhappy with the process, talk to your health insurance provider about a claim. If the insurer declines to make a settlement or refuses to pay for the claim, the claim can only be filed with a claim administrator.
If your health insurance company settles your claim after you contact them in person, see Steps to resolve a claim here.
How can I get reimbursed for some costs I paid through the health insurance company?
Health insurance benefits can include the cost of a health coach. In some cases, you may not need this coach and your health insurance company may cover the cost of health coaches offered through the company. When your health insurance company covers the cost of a health coach, it generally means that you pay the actual cost directly into the health insurance plan that you have or that you contribute to the same plan. If a health coach is not offered through the company, you need to determine whether
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